a young couple in front of a blue wall

Consumer Loans

We're geared up to get your life moving in the right direction.


At TBT, we're focused on more than money.  We know the right loan at the right time can be a real game-changer.  It can lead to a new vehicle, cover unexpected expenses, pay for remodeling projects, or simply bring your family some extra smiles.  Our lending team is ready to fit you with a loan* that best suits your needs.
  • Competitive rates
  • Flexible repayment terms
  • Local decision-making
  • One-on-one assistance from an experienced trusted advisor
*All loans subject to credit approval.

Attache a lot of strings?  That's not our style.  Tell us your needs and our TBT lending team of trusted advisors will do their best to make things happen.
  • Choice of lump sum loans or revolving credit lines that you can tap into time and again over a period of years
  • Convenient monthly payments through TBT digital banking or our website
  • Pay for home improvements, vacations, college or holiday shopping
  • Save money by paying off higher interest loans and credit card balances
*Subject to credit approval
Every month brings a flurry of activity to your checking account.  Money coming in, payments going out.  Overdraft coverage may prove invaluable in those instances where deposits are unavailable for immediate use or transaction activity results in overdrawing your funds.
  • Open a line of credit linked to your checking account
  • If you overdraw your account, money will automatically be shifted from the credit line to cover the shortfall
  • TBT will honor your checking payment and you won't face the hassle of a returned check or the cost of a heft fee charged by the merchant
  • You'll be expected to repay the money to your credit line in a timely manner
  • Contact our knowledgeable trusted advisors for more details
*Subject to credit approval
Maximum benefits at minimum cost.  Our TBT Visa® cards feature competitive interest rates, a generous rewards program, travel accident insurance, anti-fraud protection and more.
*Subject to credit approval

There are a lot of miles to cover in Texas.  Some people like zipping around in a sporty car. Others prefer a kid-carrying SUV or a tough-as-nails pickup. However you choose to travel, TBT can save you money with competitive rates and time with fast approvals that get your next vehicle on the road in no time flat.

  • Financing for new and used vehicles
  • Competitive rates
  • Flexible repayment terms of up to 72 months
  • Easy online application and fast approvals
  • Get pre-approved ahead of going to the dealer
  • Financing also available for motorcycles, recreational vehicles, ATVs and boats
  • Refinancing options available
*Subject to credit approval