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Business Savings

Lay a strong foundation for your future success.

Big plans don't pay for themselves.  By building up your reserves, your business will be in better position to make needed purchases, launch new initiatives, and handle the unexpected.
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Commercial Savings1

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You have goals for your business. Chances are, you'll need more than your day-to-day operating funds to reach them. By building a financial cushion, you'll be in position to make your move when the time is right.

  • Earn competitive interest2
  • Manage your account through digital banking via desktop and mobile
  • $5.00 service fee every statement cycle if the account minimum balance falls below $100 on any day during the statement cycle
  • $50 minimum to open
  • Option of no fee monthly eSTATEMENTS or paper statements with images
  • Up to 6 withdrawals or transfers per monthly statement cycle

Business Money Market Advantage1

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Get the best of both worlds. Put your surplus funds in position to earn higher returns while retaining instant access to them should the need arise.

  • Maintain liquidity while earning higher variable rates of interest2 based on higher balances
  • $20.00 service fee every statement cycle if the account minimum balance falls below $5,000 on any day during the statement cycle
  • $50 minimum to open
  • Manage your account with digital banking via desktop and mobile
  • Option of no fee monthly eSTATEMENTS or paper statements with images
  • Up to 6 withdrawals or transfers per monthly statement cycle












































1Service charge based on minimum ledger balance.  Up to 6 withdrawals or transfers per monthly statement cycle to another account or third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party
2Variable Rates.  May change after account opening, and subject to change without notice.  Contact your TBT branch for rate information.
FDIC Insured
Texas Bank and Trust is a fiercely independent, community bank with full service locations throughout east and north Texas.