The ideal combination of low cost and high performance.
All TBT business checking options are designed to hold the line on fees while providing a wide range of valuable tools and services, including our Visa® debit card and 24/7 digital banking.
TBT MyFree Business Checking1
No monthly service charge. 1,000 free monthly transactions. And cutting-edge digital banking tools that help make the right moves at the right moment.
- Perfect for most businesses
- $50 minimum deposit required to open accounts
- 1,000 FREE monthly transaction items2
- NO minimum balance or monthly service charge
- Up to $10,000 currency deposited per month FREE3
- Electronic payment acceptance and professional invoicing with Autobooks
TBT Business Interest Checking1
With everything right in front of you, it's a command center for your financial operations. With competitive interest earnings, it's also a welcomed revenue source.
- For sole proprietorships and not-for-profits
- $50 minimum deposit required to open account
- 1,000 FREE monthly transaction items2
- $1,500 minimum balance; monthly $8 service fee every statement cycle if the account minimum balance falls below $1,500 on any day during the statement cycle
- Up to $10,000 currency deposited per month FREE3
- Competitive interest*
- Electronic payment acceptance and professional invoicing with Autobooks
TBT Commercial Checking1
Successful businesses do not want high transaction costs cutting into their profit margins. At TBT, we offer businesses earnings credits to help keep a lid on banking overhead.
- For businesses with more complex banking needs
- $50 minimum deposit required to open account
- Earnings credit allowance on deposit balances may offset activity fees
- $15 monthly service fee every statement cycle
- Transaction items are just $0.15 each2
- Cash (coin/currency) deposits are only $0.50 per $1,000
- Electronic payment acceptance and professional invoicing with Autobooks
FDIC Insured
*Variable interest rates subject to change at bank's discretion. Speak with your TBT branch service representative for rate information.
1Minimum deposit of $50 required to open account. See or speak with a branch service representative for more details. Other fees, such as non-sufficient funds, overdraft, sustained overdraft, etc., may apply. See fee schedule for details.
2Transaction items include all debits and credits. If the TBT MyFree Business or TBT Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
3Accounts that exceed $10,000 in currency deposits monthly will be converted to a TBT Commercial Checking account.
*Variable interest rates subject to change at bank's discretion. Speak with your TBT branch service representative for rate information.
1Minimum deposit of $50 required to open account. See or speak with a branch service representative for more details. Other fees, such as non-sufficient funds, overdraft, sustained overdraft, etc., may apply. See fee schedule for details.
2Transaction items include all debits and credits. If the TBT MyFree Business or TBT Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
3Accounts that exceed $10,000 in currency deposits monthly will be converted to a TBT Commercial Checking account.
Texas Bank and Trust is a fiercely independent, community bank with full service locations throughout east and north Texas.